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IncomePulse
Income pulse engine

Built for people who don't get paid the same every month.

IncomePulse turns unpredictable income into clear answers: how long you're safe, what you can spend today, and how much to set aside for taxes.

Track my pulseSee my runway

Manual-first setup · No bank connection required · Scenario-ready from day one

Runway safety stripNext 90 days

Cash today

$32,400

Income due

in 12 days

Safe spend

$43/day

Bills ahead

$7,050

Danger date

in ~5 weeks

At Risk

0–2 mo

Caution

2–4 mo

Safe

4–8 mo

Takeoff

8+ mo

Why teams switch

Three calm wins, on day one.

  • Speed

    Know your runway in minutes.

  • Accuracy

    Real timing, not salary assumptions.

  • Cost savings

    Spot spending moves before they shrink runway.

Money has timing

Your money has timing. Your app should too.

Income moves. Bills don't. See the gap before it becomes stress.

Money timing · this weekMon → Fri

Mon

Late invoice

Acme · 18 days overdue

Wed

Launch payouts

All landing one day

Fri

Bills

Rent, software, payroll

Mon

Tax buffer

Set-aside before spend

Daily

Safe spend

Recalculated each day

Runway snapshot

One screen tells you where you stand.

Open my dashboard

Runway snapshot

You're safe for 4.6 months.

On track
Cash runway · next 6 monthsNext 90 days
SafeProjectedTightening

Cash on hand

$32,400

Personal + business, combined.

Fixed costs / mo

$7,050

Rent, software, payroll.

Income next 30d

$11,400

Retainer, project, course.

At-risk inflow

$2,800

Late invoice — 18 days overdue.

Safe spend

$43/day

62% of weekly budget left

Tax buffer · this month

$8,400 received this month

● Yours · 75%● Set aside · 25%

Built for unpredictable income

Built for money that arrives unevenly.

  • Freelancers

    Pain · Invoices land in clumps, never on schedule.

    With IncomePulse · Personal runway + late-invoice cushion.

    Outcome · Calmer spend when a client drags.

  • Creators

    Pain · Platform payouts swing 40% month to month.

    With IncomePulse · Probability-weighted income forecast.

    Outcome · A daily safe number that flexes.

  • Consultants

    Pain · Retainers vs project work pull different ways.

    With IncomePulse · Two timelines, one combined runway.

    Outcome · See the gap before quarter-end.

  • Founders

    Pain · Burn moves faster than the spreadsheet.

    With IncomePulse · Live runway with scenario rooms.

    Outcome · Decide hires and cuts with the runway, not the gut.

  • Agency owners

    Pain · Big inflows mask thin months.

    With IncomePulse · Tax buffer + bills-ahead timing map.

    Outcome · Spot the squeeze a month early.

Five money controls

One control per question.

  • Runway
    4.6mo→ in 5 wk

    See how long you're safe.

    Calculate runway
  • Income

    +$11,400 next 30d

    Track money that's likely to arrive.

    Forecast income
  • Safe Spend

    $43/day

    62% of weekly budget

    Know your safe number.

    Find safe spend
  • Tax Buffer

    Set aside

    $2,100 / $8,400

    Set aside before you spend.

    Split payment
  • Scenario Room

    If invoice slips

    4.6 mo3.2 mo

    Test the move first.

    Run scenario

Scenario room

Run the move before it runs you.

Test a decision

Before

Risk zone

2.1months

Doing nothing · runway tightens

Cash

$32,400

Burn

$7,050

Safe spend

$28/d

After

Safe zone

6.8months

Decision committed · runway protected

Cash

$32,400

Burn

$7,050

Safe spend

$58/d

What changed?

  • Income moved
    +$3,200
  • Expense delayed
    −$1,800
  • Runway gained
    +4.7 mo

Customer proof

Axiom Digital Services replaced spreadsheet runway reporting with IncomePulse.

Axiom Digital Services is an Atlanta-based freelance management and SaaS agency with ~150 employees, $5.2M in monthly revenue, and 500+ independent 1099 contractors. After rolling out IncomePulse company-wide in Q3 2024, its finance team moved away from Excel forecasting and manual gut checks for runway and tax-reserve planning.

"Before IncomePulse, predicting runway was a manual black hole. We were spending 15 hours a week generating reports and still losing sleep over surprise tax liabilities. The 'Safe Spend' view alone is worth the contract. It removed the spreadsheet panic room."

Julian Bellwether · CFO, Axiom Digital

Read the proof

Scenario planning density

1,854,000

What-if scenarios created from January 2024 through May 2026, averaging 84,200 scenarios per month.

Tax Buffer adoption

68.5%

Share of users who activated Tax Buffer within 30 days of onboarding during the January 2024–May 2026 reporting window.

Plans

Practical pricing for irregular income.

Transparent pricing for independent earners, teams, and contractor networks.

Compare plans

  • Independent earners

    Solo

    For independent earners who want runway, safe spend, and tax reserve clarity.

    $29/user/mo

    Start Solo
    • Personal + business runway
    • Advanced safe spend
    • Tax reserve planning
    • Unlimited income items
    • Unlimited expense items

  • Operators & teams

    Most teams start here

    Pro

    For operators and small teams managing multiple income streams, scenario planning, and tax reserve projections.

    $69/user/mo

    Start Pro
    • Multiple workspaces
    • Team member seats
    • Role-based workspace structure
    • Multiple runway plans
    • Advanced scenario comparisons

  • Contractor networks

    Enterprise

    For contractor networks and finance teams that need DPA, procurement, and contractual support terms.

    Custom

    Talk to sales
    • Standard Data Processing Addendum (DPA)
    • Procurement & security review support
    • Custom invoicing terms
    • Named account contact
    • Contractual 4-hour SLA available for accounts above $5,000 ARR

Return & refund policy

If a paid plan isn't the right fit, contact support within 14 days and we'll review it fairly.

Read the policy

Quietly opinionated

Built for calm financial decisions.

  • Clear formulas
  • Editable assumptions
  • Private money workspace
  • No shame-based alerts
  • Export-friendly records
  • Accessible support

From the field

Guides to keep you ahead.

All guides

Your runway. Your rules.

Know how long you're safe — before the number gets uncomfortable.

See my runwayView pricing
Your runwayOn track

4.6 months safe